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I have a Bachelor's degree from a good school but have never had a prestigious career or really any career, just blue-collar and administrative assistant jobs. It seems most gay men would have to be wealthy and retired from pretigious jobs in order to fully enjoy living there, whether year round or just in the nice months is there actually a place for a "basic gay"? And a bear at that? Most are fit and tanned? (But I liked cruising and bathhouses in my younger days.) But is the drug and party scene very prevalent, and even sad, amongst the affluent and not so affluent gay men who relocate there? Are most in competition for the rare young guy? I am not interested in that and never have been. I've never visited, but have researched it, and it seems it's somewhat easy to fall into the drug and party scene. Maybe it's mostly the visitors, not so much the residents? Plus, does it seem sex could be nearly always on the minds of all gay men there, but especially the eldergays - or at least the sexually compulsive trying to re-live their youth? Seems it could be too distracting for some or most. But I'm not sorry we’re about to hopefully get a win now." by Anonymous "I'm sorry that political operatives in the '70s and the '80s caved to Ronald Reagan and let folks defund higher education. “I'm sorry we weren’t able to win cancel student debt sooner," Melissa Byrne, a political organizer and an activist pushing for student debt cancellation, told Yahoo Finance. Critics ignore the privilege that allowed them to be debt-free: academicĪdvocates pushed back against critics of Biden's plans to cancel debt. He currently is a certified financial planner and financial adviser.
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"The people who have responsibly saved and paid for college will not benefit from this at all."īach, who worked as a police officer for five years after college, added that he took on student loans to pay for his MBA in finance and paid it off within a few years of graduating. The proposal "is nothing more than a welfare program for the upper class," Bach said. whereas at graduate level, because those students can borrow virtually without limit." "The other thing that would also be a no-brainer is having different criteria for graduate loans than you do for undergraduate loans," Gillen said, "because we really do restrict how much you can borrow at the undergraduate level.
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For couples filing jointly, the cap would be around $250,000 or $300,000. At the same time, he added, any broad-based forgiveness would be like saying that "a handful of people that are struggling here, let's get rid of the debt for everybody."Īn income cap on who qualified for any loan forgiveness would be a "no brainer," Gillen added, because it would help target the relief towards lower-income struggling debtors.īiden is reportedly considering capping forgiveness to those who earned less than $125,000 or $150,000 as individual filers the previous year, The Washington Post reported recently.
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"There there are people who are struggling to repay their debt, and we've got an existing set of solutions - and those solutions aren't working," he acknowledged, such as the massive failure of the income-driven repayment system. These include the overall cost and the fact that forgiveness does not directly address the core issue of rising college costs.Ĭancelling $10,000 or $50,000 across the board is "really badly targeted," Gillen said in an interview with Yahoo Finance. Some right-leaning academics, including Andrew Gillen of the Texas Public Policy Foundation, argue that there are a variety of problems with cancelling student loan debt. Every instance of a student loan was a voluntary choice that person made." "To my knowledge, everyone with student loans voluntarily took them. "How can we honestly ask people who did not go to college to subsidize the lives of those who did decide to go to college?" Bach added. And given that any broad-based forgiveness would cost tens of billions of dollars, all taxpayers - not just by those who have a college degree - would be contributing to the cost of cancellation. Research has shown that a college degree generally boosts an individual's earnings over their lifetime. "While some may view this debt forgiveness as a slap in the face to people who were responsible and paid off their student loans, this is a bigger slap in the face to those Americans who never went to college," Will Bach, a financial advisor based in Ohio, told Yahoo Finance. As the president weighs broad student loan forgiveness, some Americans expressing frustration over a policy they see as unfair.